Rates Effective 12-02-19
 
Certificates of Deposit
Term Interest Rate APY*
6 Month 1.00% 1.00%
12 Month 1.30% 1.31%
12 Month ($50,000.00 minimum) 1.30% 1.31%
12 Month IRA 1.30% 1.31%
18 Month 1.60% 1.61%
18 Month Bump & Add 1.60% 1.61%
24 Month  1.70% 1.71%
36 Month & 36 Month IRA 1.75% 1.76%
 *APY - Annual Percentage Yield
$500.00 minimum deposit to open account and maintain APY.
Penalty may be imposed for early withdrawal.
 
Checking Accounts
Products Average Daily Balance to Obtain APY* APY*
Signature Plus $0.00 and over 0.01%
First Choice Checking and
First Choice Checking Plus
$1,000.00 to $4,999.99 0.01%
$5,000.00 and over 0.01%
Signature Money Market and
First Choice Money Market
$0.00 to $4,999.99 0.01%
$5,000.00 to $9,999.99 0.01%
$10,000.00 to $24,999.99 0.01%
$25,000.00 to $49,999.99 0.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 and over 0.10%
First Choice Investment $10,000.00 to $24,999.99
0.05%
$25,000.00 to $49,999.99 0.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 to $299,999.99 0.10%
$300,000.00 and over 0.15%
*APY - Annual Percentage Yield
Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account.  Fees may reduce earnings on the account.
 
Savings Accounts
Products Average Daily Balance to Obtain APY* APY*
Passbook Savings $0.00 and over 0.10%
*APY - Annual Percentage Yield
Variable Rate - Rates may change.  Fees may reduce earnings on the account.
 
Traditional IRA & Roth IRA
Products Daily Balance to Obtain APY* APY*
IRA Savings Account $0.00 to $9,999.99 0.10%
$10,000.00 to $24,999.99 0.10%
$25,000.00 to $49,999.99 0.35%
$50,000.00 to $99,999.99 0.35%
$100,000.00 to $299,999.99 0.75%
$300,000.00 and over 0.75%
Also 12 & 36 Month IRA CDs

*APY - Annual Percentage Yield
IRA Savings Account has a Variable Rate - Rates may change.
 
Health Savings Account
Products Average Daily Balance to Obtain APY* APY*
Health Savings Account  $0.00 to $9,999.99 0.10%
$10,000.00 and over 0.10%
*APY - Annual Percentage Yield      Variable Rate - Rates may change.
Minimum deposit of $50.00 to open account.
 
Business Checking
Products Average Daily Balance to Obtain APY* APY*
Business Plus $5,000.00 to $24,999.99
0.01%
$25,000.00 to $49,999.99
0.01%
$50,000.00 to $99,999.99
0.05%
$100,000.00 to $299,999.99
0.10%
$300,000.00 and over
0.10%
Business NOW $1,000.00 to $2,499.99
0.01%
$2,500.00 and over
0.01%
*APY - Annual Percentage Yield      Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account.  Fees may reduce earnings on the account.
Federal regulations restrict the types of businesses eligible for NOW accounts.  Check with us for eligibility. 
 
Business Savings
Products Average Daily Balance to Obtain APY* APY*
Passbook Savings $0.00 and over 0.01%
Business Cash Management $0.00 to $9,999.99 0.01%
$10,000.00 to $49,999.99 0.01%
$50,000.00 to $99,999.99 0.05%
$100,000.00 and over 0.10%
*APY - Annual Percentage Yield      Variable Rate - Rates may change.
Minimum deposit of $100.00 to open Business Cash Management Account.  Fees may reduce earnings on the account.
 
For complete information and a full disclosure, please contact us.
Member FDIC