Rates Effective 03-01-21
Certificates of Deposit | ||
---|---|---|
Term | Interest Rate | APY* |
6 Month | 0.15% | 0.15% |
12 Month | 0.30% | 0.30% |
12 Month ($50,000.00 minimum) | 0.30% | 0.30% |
12 Month IRA | 0.30% | 0.30% |
18 Month | 0.35% | 0.35% |
18 Month Bump & Add | 0.35% | 0.35% |
24 Month | 0.45% | 0.45% |
36 Month & 36 Month IRA | 0.50% | 0.50% |
*APY - Annual Percentage Yield
$1,000.00 minimum deposit to open account and maintain APY.
$1,000.00 minimum deposit to open account and maintain APY.
Penalty may be imposed for early withdrawal.
Checking Accounts | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Signature Plus | $0.00 and over | 0.01% |
First Choice Checking and
First Choice Checking Plus |
$1,000.00 to $4,999.99 | 0.01% |
$5,000.00 and over | 0.01% | |
Signature Money Market and
First Choice Money Market |
$0.00 to $4,999.99 | 0.01% |
$5,000.00 to $9,999.99 | 0.01% | |
$10,000.00 to $24,999.99 | 0.01% | |
$25,000.00 to $49,999.99 | 0.05% | |
$50,000.00 to $99,999.99 | 0.05% | |
$100,000.00 and over | 0.10% | |
First Choice Investment | $10,000.00 to $24,999.99 |
0.05% |
$25,000.00 to $49,999.99 | 0.05% | |
$50,000.00 to $99,999.99 | 0.05% | |
$100,000.00 to $299,999.99 | 0.10% | |
$300,000.00 and over | 0.15% |
*APY - Annual Percentage Yield
Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account. Fees may reduce earnings.
Savings Accounts | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Passbook Savings | $0.00 and over | 0.10% |
*APY - Annual Percentage Yield
Variable Rate - Rates may change. Fees may reduce earnings.
Traditional IRA & Roth IRA | ||
---|---|---|
Products | Daily Balance to Obtain APY* | APY* |
IRA Savings Account | $0.00 to $9,999.99 | 0.10% |
$10,000.00 to $24,999.99 | 0.10% | |
$25,000.00 to $49,999.99 | 0.35% | |
$50,000.00 to $99,999.99 | 0.35% | |
$100,000.00 to $299,999.99 | 0.55% | |
$300,000.00 and over | 0.55% | |
Also 12 & 36 Month IRA CDs |
*APY - Annual Percentage Yield
IRA Savings Account has a Variable Rate - Rates may change.
Health Savings Account | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Health Savings Account | $0.00 to $9,999.99 | 0.10% |
$10,000.00 and over | 0.10% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Minimum deposit of $50.00 to open account.
Business Checking | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Business Plus | $5,000.00 to $49,999.99 |
0.01% |
$50,000.00 to $99,999.99 |
0.05% |
|
$100,000.00 to $249,999.99 |
0.10% |
|
$250,000.00 to $499,999.99 |
0.15% |
|
$500,000.00 and over |
0.25% |
|
Business NOW | $1,000.00 to $2,499.99 |
0.01% |
$2,500.00 and over |
0.01% |
|
UCB Community Checking | $2,500.00 to $49,999.99 |
0.01% |
$50,000.00 to $99,999.99 |
0.05% |
|
$100,000.00 to $249,999.99 |
0.10% |
|
$250,000.00 to $499,999.99 |
0.15% |
|
$500,000.00 and over |
0.25% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account. Fees may reduce earnings.
Federal regulations restrict the types of businesses eligible for NOW accounts. Check with us for eligibility.
Business Savings | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Passbook Savings | $0.00 and over | 0.01% |
Business Cash Management | $0.00 to $9,999.99 | 0.01% |
$10,000.00 to $49,999.99 | 0.01% | |
$50,000.00 to $99,999.99 | 0.05% | |
$100,000.00 and over | 0.10% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Minimum deposit of $100.00 to open Business Cash Management Account. Fees may reduce earnings.
For complete information and a full disclosure, please contact us.
Member FDIC