Rates Effective 9.19.24
Term | Interest Rate | APY* |
---|---|---|
5 Month Special ($10,000.00 minimum) | 4.20% | 4.25% |
15 Month Special | 3.50% | 3.55% |
6 Month | 1.75% | 1.76% |
12 Month | 2.00% | 2.02% |
12 Month ($50,000.00 minimum) | 2.25% | 2.27% |
12 Month IRA | 2.35% | 2.37% |
18 Month Bump & Add | 2.35% | 2.37% |
18 Month | 2.40% | 2.42% |
24 Month | 2.45% | 2.47% |
36 Month & 36 Month IRA | 2.50% | 2.52% |
*APY - Annual Percentage Yield -- $1,00.00 minimum deposit (unless noted) to open account and maintain APY.
Penalty may be imposed for early withdrawal.
Checking Accounts | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Signature Plus | $0.00 and over | 0.01% |
First Choice Checking and
First Choice Checking Plus |
$1,000.00 to $4,999.99 | 0.01% |
$5,000.00 and over | 0.05% | |
Signature Money Market and
First Choice Money Market |
$0.00 to $4,999.99 | 0.01% |
$5,000.00 to $9,999.99 | 0.05% | |
$10,000.00 to $24,999.99 | 0.05% | |
$25,000.00 to $49,999.99 | 0.10% | |
$50,000.00 to $99,999.99 | 0.15% | |
$100,000.00 and over | 0.35% | |
First Choice Investment | $10,000.00 to $24,999.99 |
0.10% |
$25,000.00 to $49,999.99 | 0.10% | |
$50,000.00 to $99,999.99 | 0.15% | |
$100,000.00 to $299,999.99 | 0.35% | |
$300,000.00 and over | 0.50% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Fees may reduce earnings. Minimum deposit of $100.00 to open account.
Savings Accounts | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Passbook Savings | $0.00 and over | 0.35% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Fees may reduce earnings on account. Minimum deposit of $50.00 to open account.
Health Savings Account | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Health Savings Account | $0.00 and over | 0.35% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Fees may reduce earnings on account. Minimum deposit of $50.00 to open account.
Traditional IRA & Roth IRA | ||
---|---|---|
Products | Daily Balance to Obtain APY* | APY* |
IRA Savings Account | $0.00 to $9,999.99 | 0.25% |
$10,000.00 to $24,999.99 | 0.25% | |
$25,000.00 to $49,999.99 | 0.40% | |
$50,000.00 to $99,999.99 | 0.50% | |
$100,000.00 to $299,999.99 | 0.70% | |
$300,000.00 and over | 0.80% | |
Also 12 & 36 Month IRA CDs |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Fees may reduces earnings on account. Minimum of $50.00 to open an IRA Savings account or $1000.00 to open an IRA Certificate of Deposit account.
Business Checking | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Business Plus | $5,000.00 to $49,999.99 |
0.05% |
$50,000.00 to $99,999.99 |
0.15% |
|
$100,000.00 to $249,999.99 |
0.35% |
|
$250,000.00 to $499,999.99 |
0.50% |
|
$500,000.00 and over |
0.60% |
|
Business NOW | $1,000.00 to $2,499.99 |
0.01% |
$2,500.00 and over |
0.05% |
|
UCB Community Checking | $2,500.00 to $49,999.99 |
0.05% |
$50,000.00 to $99,999.99 |
0.15% |
|
$100,000.00 to $249,999.99 |
0.35% |
|
$250,000.00 to $499,999.99 |
0.50% |
|
$500,000.00 and over |
0.60% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Fees may reduces earnings on account. Minimum deposit of $100.00 to open account.
Federal regulations restrict the types of businesses eligible for NOW accounts. Check with UCB for eligibility.
Business Savings | ||
---|---|---|
Products | Average Daily Balance to Obtain APY* | APY* |
Passbook Savings | $0.00 and over | 0.05% |
Business Cash Management | $0.00 to $9,999.99 | 0.05% |
$10,000.00 to $49,999.99 | 0.10% | |
$50,000.00 to $99,999.99 | 0.15% | |
$100,000.00 and over | 0.35% |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Fees may reduces earnings on account. Minimum deposit of $100.00 to open Business Passbook Savings account or $100.00 to open a Business Cash Management Account.
For complete information and a full disclosure, please contact us.
Member FDIC