Rates Effective 04-01-21
| Term | Interest Rate | APY* |
|---|---|---|
| 6 Month | 0.15% | 0.15% |
| 12 Month | 0.30% | 0.30% |
| 12 Month ($50,000.00 minimum) | 0.30% | 0.30% |
| 12 Month IRA | 0.30% | 0.30% |
| 18 Month | 0.35% | 0.35% |
| 18 Month Bump & Add | 0.35% | 0.35% |
| 24 Month | 0.45% | 0.45% |
| 36 Month & 36 Month IRA | 0.50% | 0.50% |
*APY - Annual Percentage Yield
$1,000.00 minimum deposit to open account and maintain APY.
$1,000.00 minimum deposit to open account and maintain APY.
Penalty may be imposed for early withdrawal.
| Checking Accounts | ||
|---|---|---|
| Products | Average Daily Balance to Obtain APY* | APY* |
| Signature Plus | $0.00 and over | 0.01% |
|
First Choice Checking and
First Choice Checking Plus |
$1,000.00 to $4,999.99 | 0.01% |
| $5,000.00 and over | 0.01% | |
|
Signature Money Market and
First Choice Money Market |
$0.00 to $4,999.99 | 0.01% |
| $5,000.00 to $9,999.99 | 0.01% | |
| $10,000.00 to $24,999.99 | 0.01% | |
| $25,000.00 to $49,999.99 | 0.05% | |
| $50,000.00 to $99,999.99 | 0.05% | |
| $100,000.00 and over | 0.10% | |
| First Choice Investment | $10,000.00 to $24,999.99 |
0.05% |
| $25,000.00 to $49,999.99 | 0.05% | |
| $50,000.00 to $99,999.99 | 0.05% | |
| $100,000.00 to $299,999.99 | 0.10% | |
| $300,000.00 and over | 0.15% | |
*APY - Annual Percentage Yield
Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account. Fees may reduce earnings.
| Savings Accounts | ||
|---|---|---|
| Products | Average Daily Balance to Obtain APY* | APY* |
| Passbook Savings | $0.00 and over | 0.10% |
*APY - Annual Percentage Yield
Variable Rate - Rates may change. Fees may reduce earnings.
| Traditional IRA & Roth IRA | ||
|---|---|---|
| Products | Daily Balance to Obtain APY* | APY* |
| IRA Savings Account | $0.00 to $9,999.99 | 0.10% |
| $10,000.00 to $24,999.99 | 0.10% | |
| $25,000.00 to $49,999.99 | 0.35% | |
| $50,000.00 to $99,999.99 | 0.35% | |
| $100,000.00 to $299,999.99 | 0.55% | |
| $300,000.00 and over | 0.55% | |
| Also 12 & 36 Month IRA CDs | ||
*APY - Annual Percentage Yield
IRA Savings Account has a Variable Rate - Rates may change.
| Health Savings Account | ||
|---|---|---|
| Products | Average Daily Balance to Obtain APY* | APY* |
| Health Savings Account | $0.00 to $9,999.99 | 0.10% |
| $10,000.00 and over | 0.10% | |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Minimum deposit of $50.00 to open account.
| Business Checking | ||
|---|---|---|
| Products | Average Daily Balance to Obtain APY* | APY* |
| Business Plus | $5,000.00 to $49,999.99 |
0.01% |
| $50,000.00 to $99,999.99 |
0.05% |
|
| $100,000.00 to $249,999.99 |
0.10% |
|
| $250,000.00 to $499,999.99 |
0.15% |
|
| $500,000.00 and over |
0.25% |
|
| Business NOW | $1,000.00 to $2,499.99 |
0.01% |
| $2,500.00 and over |
0.01% |
|
| UCB Community Checking | $2,500.00 to $49,999.99 |
0.01% |
| $50,000.00 to $99,999.99 |
0.05% |
|
| $100,000.00 to $249,999.99 |
0.10% |
|
| $250,000.00 to $499,999.99 |
0.15% |
|
| $500,000.00 and over |
0.25% |
|
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account. Fees may reduce earnings.
Federal regulations restrict the types of businesses eligible for NOW accounts. Check with us for eligibility.
| Business Savings | ||
|---|---|---|
| Products | Average Daily Balance to Obtain APY* | APY* |
| Passbook Savings | $0.00 and over | 0.01% |
| Business Cash Management | $0.00 to $9,999.99 | 0.01% |
| $10,000.00 to $49,999.99 | 0.01% | |
| $50,000.00 to $99,999.99 | 0.05% | |
| $100,000.00 and over | 0.10% | |
*APY - Annual Percentage Yield Variable Rate - Rates may change.
Minimum deposit of $100.00 to open Business Cash Management Account. Fees may reduce earnings.
For complete information and a full disclosure, please contact us.
Member FDIC
