With your goals and our experience, we can work together to put a retirement plan into action. We
offer Traditional and Roth IRAs. Consult your tax advisor concerning your tax status.
This IRA features tax-deductible contributions. Penalty-free withdrawals occur after reaching 59½ years of age or may be available for several other reasons including college expenses and the purchase of a first home. See Rates
Contributions to a Roth IRA are not tax-deductible, but withdrawal of funds including earnings past age 59½ is tax-free assuming the account has been held for at least 5 years. See Rates
Health Savings Account (HSA)
An HSA is a tax-free account that can be used to pay for medical expenses for individuals covered under a qualified high deductible health plan. Contributions are tax deductible and interest earned in an HSA grows tax-free. For more information on eligibility qualifications and contribution requirements, please consult your tax advisor. Visit or call your nearest United Community Bank Office to open your HSA. See RatesVIEW DEMO