ATM/DEBIT/CREDIT CARDS

Lost or Stolen

Debit Card ........ 800-383-8000
Credit Card ....... 800-367-7576


Identity Theft Repair Kit

It provides step-by-step instructions and the necessary forms to help restore your identity. More Info


Activate and Customize your PIN for your UCB Mastercard Debit Card

Debit Card ........ 800-717-4923


Debit Cards

A United Community Bank SHAZAM®Chek debit card is the checking-withdrawing-depositing-and-transferring-funds card all in one. Not only can you get cash at an ATM with your card, you can use it wherever debit cards are accepted to purchase groceries, gas or anything else you need. No need to write a check. A detailed listing of each debit card transaction is printed on your monthly checking account statement, so record keeping is easy. VIEW DEMO

To receive an application for a UCB SHAZAM®Chek debit card, call or stop in today.

Mastercard® Guide to Benefits for Debit Cardholders


Digital Wallets

Enjoy a digital way to pay. Use a Digital Wallet with your UCB SHAZAM®Chek debit card to provide you with a quick and simple way to make secure purchases.  More Info  View Demo

SHAZAM® Brella™ Debit Card Monitoring App

Download the SHAZAM® Brella™ Debit Card Monitoring App. Receive text alerts to quickly detect unauthorized or fraudulent debit card transactions. Message and data rates may apply. More Info


Enhanced Security for your UCB Debit Card

United Community Bank offers debit cards with chip technology. The embedded computer chip provides more security. VIEW DEMO


Real-Time Debit Card Transaction Processing

Real-Time Debit Card Transaction Processing allows United Community Bank to post your SHAZAM®Chek debit card and ATM transaction authorizations to your account within seconds after they occur. More Info


ATM Cards

United Community Bank offers you 24 hours a day, 7 days a week convenience with our instant cash card. Use your ATM card to deposit funds, transfer funds between accounts or withdraw cash. For your convenience, we have ATMs located in Milford, Okoboji, Hartley, Ocheyedan and Lake Park. See Locations.

Call or stop in and apply for your ATM card today!


Credit Cards

We make it easy to choose the UCB Mastercard or Visa Business Credit Card that is right for your business. The right card for your business can help:

  • Improve Cash Flow
  • Increase Buying Power
  • Track Business Spending
  • Manage Employee Expenses

We offer a standard card with no annual fee or choose a card with preferred points rewards. These cards are accepted worldwide at businesses, financial institutions and ATMs displaying the CIRRUS logo.

For added convenience, you can access your UCB credit card statement online at www.cardaccount.net . With a click of a mouse, you can easily view account activity, payment history and even make online payments.

For more information on a UCB credit card or to apply for your card, please stop in or call us at your earliest convenience.


Lost or Stolen

Debit Card ........ 800-383-8000
Credit Card ....... 800-367-7576


Activate and Customize your PIN for your Mastercard Debit Card

Debit Card ........ 800-717-4923