Careers

Join our team!

At United Community Bank, we believe in building a team of talented and motivated professionals who are passionate about making a difference.

Our Mission

To partner with our clients and communities to help them attain their financial goals now and in the future.

Our Vision

 To remain a family-owned community bank committed to helping our clients achieve their financial goals across generations.

Our Values

  • Trust - We earn the trust of our customers and community by acting with integrity – every day.
  • Transparency - We will be clear and concise with our staff, customers, and community.
  • Service - We will apply our knowledge and skills to provide reliable, consistent, and sincere service.
  • Inclusion - We respect all individuals by providing equal access and opportunities.
  • Innovation - We strive to provide continuous improvement in technology and advances to better support our staff and serve our customers


LOCATION: In person at our Lake Park, Iowa location

Overview:

The Ag/Commercial Lender will be responsible for maintaining and developing client relationships to assist in securing various agriculture, commercial, small business, and other credits. Your knowledge in loan origination, credit analysis, and customer service will be instrumental in guiding clients through the loan process and ensuring their financial needs are met while limiting the bank's exposure.


Responsibilities:

  • Develop loan and deposit relationships with current and prospective customers.

  • Evaluates customer applicant’s credit and financial status to determine appropriate lending decisions based on company risk-tolerance levels.

  • Determines value or status of collateral as necessary during the loan application process.

  • Structures loans within loan policy guidelines for presentation and approval by loan committee.

  • Maintains a strong knowledge of bank products and identifies opportunities to recommend products and services to customers.

  • Executes sales strategies to grow commercial and agricultural lending revenue and bank deposits.

  • Manages existing loan portfolio and reviews financials including tax returns to ensure loan complies with covenants and policy.

  • Builds relationships with key members of the community, building a network to grow commercial lending revenue and deposit growth.

  • Represents the bank at local community and professional organization events.

  • Maintains a strong understanding of internal bank policies and banking regulations.

  • Other Duties as assigned.

 
Qualifications:

  • Bachelor’s degree in accounting, finance or related field required.

  • 2+ years of commercial or agricultural related lending preferred.

 

Job Type: Full-time

 

Schedule:

 

  • Hours are Monday - Friday between 8:00 am - 5:00 pm

 
Benefits:

  • 401(k)

  • Dental insurance

  • Health insurance

  • Paid time off

 
Work Location: In person in Lake Park, Iowa

 

 Equal Opportunity Employer. Member FDIC

 

LOCATION: All Locations (Milford, Okoboji, Hartley, Ocheyedan and Lake Park)

Overview:

This person will travel to all locations when needed to help provide coverage at locations.

Mileage will be paid based on a central location to be determined.


Responsibilities:

  • Accepting Deposits

  • Cashing Checks

  • Processing loan payments

  • Answering phones

  • Assist customers with inquiries and problem resolution

  • Other miscellaneous banking tasks are required


Qualifications:

  • Friendly

  • Courteous

  • Detail-oriented

  • Ability to be confidential

  • Ability to work in different locations

  • Self-motivated

  • Ability to multi-task

  • Work in a fast-paced, team environment

  • Proficient in math, computer, and communication-based skills


Job Type: Full-time

 

Schedule:

  • Hours are Monday - Friday between 8:00 am - 5:00 pm


Education:

  • High school or equivalent (Preferred)


Benefits:

  • Health insurance

  • Dental insurance

  • Paid time off

  • 401(k)


Work Location: In person – All Locations (Milford, Okoboji, Hartley, Ocheyedan and Lake Park)

 

Equal Opportunity Employer. Member FDIC











 
The Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity or expression, national origin, disability, veteran status, and all other protected statuses.