Travel Financially Safe Tips

As summer travel heats up, United Community Bank and the Independent Community Bankers of America (ICBA) share key tips to help travelers protect their finances and enjoy peace of mind on the go. From budgeting for the unexpected to securing your financial information, a little preparation can go a long way in making travel experiences safe and stress-free.

Planning for the unexpected is the key to lessen the financial impact and increase your peace of mind when traveling domestic or abroad. Whether it’s navigating currency exchanges, preventing card issues, or managing unexpected expenses, our team at United Community Bank is here to support you before, during, and after your trip.

Notify your community bank of your travel plans to avoid account holds or declined transactions when unusual transactions are presented for processing.
 
 
Carry a chip-enabled card or contactless card, particularly if your travel plans take you overseas where chip technology may be a prerequisite for card acceptance.
Create transaction alerts for credit and debit cards so you can respond quickly to unusual activity. If you suspect fraud, contact your bank and credit card providers immediately.
Bring backup payment methods in case one is misplaced or restricted. Families or couples can carry different cards for added security.
Check card readers for signs of tampering. When in doubt, choose another terminal.
Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to security risks back home.




Planning for financial security during travel is just as important as packing your bags. Contact United Community Bank for guidance on preparing your finances and travel safeguards before setting out this summer.